|
Past
two (2) years W-2 statements. |
|
|
Pay
Stubs covering the last (30) thirty
days. |
|
Most
recent three months banks statements. |
|
Photocopies of any stocks or
certificates of deposits. |
|
Most recent transaction summary of
401K, IRA, or Mutual Fund Accounts. |
|
Copy of the purchase and sale
agreement. |
|
If you are currently renting….either 12
months canceled rent checks or the name and address of
your current landlord. |
|
If you are currently renting….either 12
months canceled rent checks or the name and address of
your current landlord. |
|
If you are currently renting….either 12
months canceled rent checks or the name and address of
your current landlord. |
|
If divorced… a fully executed divorce
decree. |
|
For a refinance, a copy of the deed,
and most recent tax bill. |
|
A letter of explanation for any known
credit problems. |
|
No Documentation, if you go No
Doc. |
|
For self employed borrowers, employed
in sales, paid by commission, or owns rental real
estate. |
|
Two (2) years signed personal tax
returns- including all schedules. |
|
If self-employed through a corporation,
last two years corporate returns as well as a
year-to-date profit and loss statement and balance
sheet. |
|
In addition, make sure to read these
articles: |
● |
Questions
to Ask Before You Sign a Commercial Real Estate
Lease |
● |
Can
I Get Out of a Commercial
Lease? |
● |
Securing
the Right Amount of Space for Your Growing
Business |
● |
Understanding
Lease-Renewal Options |
● |
Advantages
to Leasing Your Office Space |
● |
Breaking
a Business Lease
|